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Insurance Premium Credits Earned Through MIIA Rewards Program
Wayland has received $36,885 back on its workers compensation and property casualty insurance costs.  Committed to keeping the community safer and fiscally stronger, the Town earned the credits through participation in loss prevention and risk management activities that are part of incentive programs offered by the Massachusetts Interlocal Insurance Association (MIIA), our property/casualty and workers' compensation insurance provider.

The incremental insurance credits are earned through proactive and voluntary participation in MIIA-sponsored activities over the course of the year.  The municipality implemented loss control measures that reduce the risk of accidents and property damage as well as administrative procedures and training programs that promote effective management and operations.  MIIA offers these no cost training and educational courses as a membership benefit to help members reduce their risks and insurance premiums.  In fiscal year 2012, MIIA awarded over $2.6 million of premium credit collectively to the membership through its Rewards program for a 10-year total of $17.3 million.

"The commitment of Town professional staff to reduce risks and costs has paid dividends again this year", according to Town Administrator Fred Turkington.  "Our team believes proactive strategies to limit losses that will yield favorable insurance premiums in future years."

Wayland managers and employees participated in several seminars on management and leadership.  Employees also attended programs to enhance safety in the workplace and mitigate risk of injuries, such as preventing back injuries and slips, summertime work safety, chainsaw operator training, and electrical hazards and trees.  Police and fire department members participated in driver training, including hands-on practice of driving situations regularly encountered while operating emergency vehicles.

To maintain its municipal property, the town conducts facilities self-inspections.  The town also participated in a federally mandated training in response to the Asbestos Hazard Emergency Response Act (AHERA) for schools, which provides training to the person designated to oversee an asbestos evaluation and management plan.

“As a non-profit, member-driven organization, MIIA works with its members as partners to develop innovative programs to help relieve some of the financial burden they’re facing,” said MIIA Executive Vice President Stanley Corcoran. “We congratulate our participating members who have taken these proactive actions to mitigate risks, lower their insurance costs and reduce the impact on taxpayers.”

The Massachusetts Interlocal Insurance Association (MIIA) is the non-profit insurance arm of the Massachusetts Municipal Association (MMA).  A total of nearly $19 million was returned to MIIA members throughout the Commonwealth in fiscal year 2012 through a combination of MIIA’s Rewards program, loss control grants, participation credits, early payment credits, dividends, and other discounts.  As a member-based organization, MIIA’s only focus is to provide excellent service and quality risk management solutions to Massachusetts municipalities and related public entities.  Municipal insurance its only business, MIIA insures nearly 400 cities, towns, and other public entities in Massachusetts.